Category Archives: MAKE MONEY

All things to help you make money – negotiating raises, interviewing, seeking a new job, starting a business, side hustles, entrepreneurship, and more.

30 Life Lessons I Learned at Age 30

The older I become, the faster time passes by and the more I understand how much more I still have to learn. As I reflect on the last year and look forward to turning 31, I would like to share 30 life lessons I learned as a 30-year-old.

While many of the life lessons below are money-related, several of them extend beyond the reach of the almighty dollar. I have learned that money has a big impact upon my life – for reasons both obvious and subtle – yet my learning and growth in the past year has also encompassed relationships, business, and overall life satisfaction.

Life is full of countless important lessons to be learned! As I reflect on the last year and look forward to turning 31, I would like to share 30 life lessons I learned as a 30-year-old.

The 30 Biggest Life Lessons I Learned at Age 30

I sincerely hope the life lessons below resonate with you and provide as much as insight as I have gained from learning them.

It is best to give without any expectation of receiving in return

Even though I’ve always been a natural giver, I have to be honest and admit that my generosity has its limits, especially when it comes to my time.

This year, I have learned to value opportunities to help others more than I value my time. The truth, for most of us, is that we waste countless hours each week that could be put to better use to make an impact, even if we won’t receive any benefits in return.

Financial emergencies will happen

After a steady streak of relative financial peace, my wife and I tapped into our emergency fund multiple times this year. I had an emergency root canal (money well-spent, as I told the dentist who put me out of my misery) and our water heater sprung a leak and required replacing.

These problems were stressful and irritating, but they would have been far worse if we had to scramble to pay for them.

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Good family and friends are a blessing

2017 has been a rough year, as both my wife and I lost our grandmas. Though death and loss are never easy, we both felt fortunate to receive so much support from our family and friends.

A life of excess isn’t pleasing

We live in a culture that preaches the virtue of striving for more, but ironically, it is simply too easy to move that imaginary line. Over the past several years, I’ve caught myself – multiple times – saying “I’ll be fully content when . . .”

Last fall, our trip to Las Vegas helped me realize that this is a battle that can’t be won.

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A life of purpose IS pleasing!

Finding your passion and purpose and spending my time and resources accordingly may be the best accomplishment of the past year.

Side hustles can be a fun way to reach financial goals faster

This year I started part-time work as a realtor and began monetizing this website. Both side hustles have helped us reach our financial goals.

Money management isn’t only about money

This past year confirmed what I have always known – personal finance is about much more than money!

Haters will hate – count on it!

I have long believed that comparison is the thief of joy, but that doesn’t stop the haters from rearing their ugly, jealous heads from time to time.

This used to bother me and cause me to become defensive, but I am finally learning to take it in stride – and sometimes even laugh!

Setting detailed goals is critical to success

As the old adage says, goals without an action plan remain dreams.

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If your spouse pushes you to do something that stretches you, do it!

Every day when I work on my blog I am reminded that I never would have started it if I hadn’t finally given in and listened to my wife’s advice to start this site.

Time is and always will be the most valuable commodity

I constantly ask myself, “What is it time for now?” to make the most of my time.

Blogging is a rewarding business

I started blogging as a way to have a fun hobby and help people. I never expected to earn income as a blogger, but it has been a joy to build a business which is solely focused on helping others.

Your 20s are a great time to reach for your dreams, but it’s not too late in your 30s

Dreams change, and they don’t have deadlines.

You become whatever and whomever you surround yourself with

So choose your friends carefully.

Self-pity is self-defeating

It is far more productive to channel emotion into positive action.

Home renovations are a lot of work

From start to finish, planning and overseeing our basement renovation project was a great experience and one of the toughest life lessons of the past year.

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It’s important to plan for the future but live in the present

Balance is key.

Exercise and mental health are intertwined

The direct correlation between my stress levels and activity becomes more noticeable as I grow older. Running and playing basketball are still the best therapies for me.

People, myself included, are wasteful

I have to fight my natural inclinations in this area.

Life’s greatest rewards aren’t found on the sidelines

It is worth taking calculated risks from time to time.

A good estate plan is important

When my Grandma passed away, I watched my parents and uncle go through a lot of stress executing her estate plan. She even had all of her ducks in a row and made the process as easy as she could; I can’t imagine how hard the process would have been for them if she hadn’t been well-prepared.

“No” is a powerful word

It is critical to keeping appropriate boundaries.

Life is full of countless important lessons to be learned! As I reflect on the last year and look forward to turning 31, I would like to share 30 life lessons I learned as a 30-year-old.

There is tremendous joy to be found in experiences

Like most millennials, I have grown to value experiences – vacations, days out with friends, time spent with my family – over everything else.

Comparison is the the thief of joy

And the truth is that the grass usually isn’t greener, it just appears that way.

You can always learn something new and important from others

Sometimes you have to invest in yourself to grow

Learning is and always will be a complicated process, but learning from others and choosing to pursue growth make it easier.

Keep a notepad and pen on your night stand

After waking up with ideas in the middle of the night only to forget them, I finally learned my lesson and started writing them down – immediately!

Opportunities are not always obvious

Always keep an eye out!

Knowing your values and following them is the ticket to happiness

As the old adage goes, be true to yourself.

I still have lots to learn, and that is exciting!

I’m looking forward to the life lessons that the next year holds.


What are the biggest lessons you’ve learned this year?

Life is full of countless important lessons to be learned! As I reflect on the last year and look forward to turning 31, I would like to share 30 life lessons I learned as a 30-year-old.

7 Unmistakable Habits of the Rich

Our culture is intensely interested in wealth. We have a billionaire president, shows like “The Rich Kids of Beverly Hills” are huge hits, and sometimes it can be tough to tell if you’re watching the Nightly News or Entertainment Tonight. These superficial glimpses into the lives and habits of the rich have become a surprisingly vital part of the low information American diet.

Some watch the lives of the wealthy purely for entertainment purposes. Others are interested in smearing rich people for everything they do, almost as if possessing wealth is inherently immoral. “Oh, they have money?” they say. “They must be evil!”

Want to become wealthy? The best way to get rich is to study and implement the habits of the rich yourself. This article will give you everything you need to get started, whether it's time management tips, health tips, improving productivity, how to save money, how to build multiple income streams, and much more!A shockingly low number of people are interested in following the lives and habits of the rich for the most practical and beneficial reasons: studying the habits of the rich is a wise way to reverse engineer wealth and success.

The honest truth is that many people are more interested in observing and living vicariously through the wealth of others than they are learning about how to get there themselves. (Perhaps that is why an alarmingly high number of Americans have less than $50,000 saved for retirement.)

So what’s the root cause of culture’s misplaced priorities?

Seven Habits of the Rich to Incorporate to Build Wealth

The truth is that our culture has adopted and embraced all of the wrong symbols of wealth. A high credit score is really an “I love debt” score. A new leased vehicle in the driveway every two or three years is really a sign that its driver prefers operating a vehicle in the most expensive manner possible. And large suburban mini-mansions with several extra rooms are still just as empty and hollow as the hearts of their owners.

If you’re tired of simply watching of the lives of the rich on TV and want to build wealth yourself, studying the habits of the rich is a great place to start. Read the following seven habits of the rich, slowly incorporate them into your lifestyle, and start building wealth.

Prioritize Saving Money

In The Millionaire Next Door, the late Thomas Stanley surveyed a panel of average everyday millionaires to find common characteristics among what turned out to be a widely varied cohort. Among many habits of the rich that Stanley discovered, a focus on saving money above all else was key.

Across the board, first generation wealthy people developed their wealth thanks to long-term saving discipline and dedication to living a frugal lifestyle.

When it comes to choosing between saving and discretionary spending on things like new cars, larger homes, lavish vacations, or expensive clothing, a majority of wealthy people choose the former. At the same time, wealthy people value quality over quantity, i.e. they prefer to own fewer possessions of high quality rather than many possessions of lesser quality.

Avoid Debt as Much as Possible

While it may be true that debt can help you get what you want even if you can’t afford to buy it with cash, it is equally true that excessive debt is one of the top barriers to building wealth. Buying anything using debt is inefficient, more costly, and it limits your ability to build your retirement portfolio, own real estate, or start a business.

Some wealthy people enjoy trying to beat the system and leverage others’ money to their advantage, but it’s worth noting that a majority of wealthy people prefer to avoid this kind of unnecessary risk. In other words, there are far more people who actually develop wealth by following The Millionaire Next Door model than people who follow the model of leveraging others’ money touted by Robert Kiyosaki in Rich Dad Poor Dad.

Maintaining low levels of debt, if any, is one of the hallmark habits of the rich. It puts them in position to take advantage of new and unexpected opportunities to grow their wealth. Perhaps this is way a majority of first generation wealthy people are business owners.

Interestingly, the presence of debt often serves as an unexpected litmus test for whether a person is truly wealthy or just living a wealthy lifestyle. Like Dave Ramsey likes to say, “You can find out who is skinny dipping when the tide goes out.”

Drive Used Cars

One of the most surprising habits of the rich is the overwhelming tendency to drive used vehicles. The average millionaire rarely, if ever, purchases a brand new car, allowing others with far less wealth to absorb the harsh hits of depreciation during the first 2-4 years. Then they buy well-maintained used luxury vehicles with cash.

Maintain Good Physical and Mental Health

It may appear that many wealthy people are workaholics, but the truth is that hard work and good physical and mental health are not mutually exclusive. In fact, maintaining good physical health through diet, exercise, and self-care remains one of the most common habits of the rich.

Want to become wealthy? The best way to get rich is to study and implement the habits of the rich yourself. This article will give you everything you need to get started, whether it's time management tips, health tips, improving productivity, how to save money, how to build multiple income streams, and much more!
In particular, starting the day off with a focus on health is one of the hallmark habits of the rich. A recent article in Business Insider outlined the habits of several wealthy people. John Paul DeJoria, the man behind Paul Mitchell hair products, begins each day with quiet meditation. Birch Box executive Brad Lande begins his morning with hot tea and yoga. Kevin O’Leary, the investor made famous in Shark Tank, starts his day with a 45 minute workout.

The reason behind such health-consciousness is simple: it is foolish to gain wealth if you do not maintain adequate health in order to live a long and enjoyable life.

Read two non-fiction books each month

Among the main habits of the rich, ongoing learning and growth is a consistent priority across the board. It’s not uncommon for people who have accumulated wealth to read two or more non-fiction books each month in an effort to learn new things.

For many people, the habit of reading and implementing new ideas served as the impetus for growing their brand or starting a business in the first place.

Build multiple streams of income

Of the most common habits of the rich, the development of multiple income streams separates the financially independent from typical high-earners. These forms of income vary greatly, from active to passive, and include the following:

  • Investment income via dividends
  • Owning real estate bought with cash
  • Developing a product
  • Owning a business (or multiple businesses)

The time and effort required to build these income streams is usually a heavy sacrifice initially. But there is no question that it pays off.

Give generously

Despite a report in The Atlantic which claimed the wealthy only give 1.3 percent of their annual income to charity, it is important to remember that large variances and anomalies tend to skew these types of statistics.

Ultimately, the main reason behind why so many wealthy people do give generously is that they have developed a healthy, well-adjusted attitude toward money. Psychologically-speaking, they understand that helping others who are in need is rewarding and self-satisfying. Simply put, it makes them happy.

One thought I heard on giving has always stuck with me. I don’t recall who said it, and I’m paraphrasing, but here is the basic idea: It is difficult to receive anything in life with a tightly closed fist.

How can you apply the habits of the rich in your life?

Studying the habits of the the wealthy has a very limited payoff without application. As in most endeavors, you can get started by chasing after the lowest hanging fruits.

If you’re not in the habit of saving and investing money, you need to take definitive steps toward gaining control of your cash flow. If you’ve never made a budget or analyzed your current financial situation, that is an easy place to start.

One of the simplest ways to gain a birds-eye view of your financial big picture is by signing-up for my favorite FREE financial tool, Personal Capital. With Personal Capital, you can monitor your spending by category, track all of your debt and assets, and even receive a personalized review of your finances. Get it here!

If you’re looking for a quick win, you can join thousands of others who have trimmed their budget of unwanted and unused recurring subscription services by using the FREE Trim Financial Manager. When you sign-up, Trim will review your regularly-recurring transactions, negotiate for better rates on your behalf, and even help you cancel unwanted subscriptions for you. You can learn more about Trim here.

Developing better habits may seem unlikely or even hopeless if you find yourself struggling with the burdens of debt. Refinancing is not the silver bullet to debt problems; in fact, it just serves to lessen the symptoms of the underlying problem. But if you’re paying sky-high interest rates, reducing them is an incredibly smart way to jump start a rapid repayment plan.

If you have high-interest student loan debt, I recommend giving LendEDU the opportunity to review your situation and provide options. If you have 90 seconds, you can fill out a quick form now and receive quotes from up to 12 different lenders without affecting your credit score one bit. If you still owe a sizable amount on your Associates, Bachelors, or Masters degree loans, this is literally one of the easiest ways you can free up money in your budget.

Finally, with mortgage rates likely to continue their recent slow rise, now is the time to consider refinancing and locking in a better rate, especially if this has been on your radar for a while. The two companies I recommend most to gather your options are LendingTree and GuideToLenders. Both can match you up with the most competitive rates for which you qualify and help you save thousands of dollars over the lifetime of your mortgage.

From there, start adding new habits to your daily routines. Go for an evening walk, grab a new non-fiction book at the library, and start practicing silence and solitude.

Remember, the common thread in all of the habits of the rich shared above is intentionality. Act consciously and deliberately and you can achieve great success!


How many of the habits shared above do you currently practice in one form or another? What other habits do you think wealthy people have in common?

Want to become wealthy? The best way to get rich is to study and implement the habits of the rich yourself. This article will give you everything you need to get started, whether it's time management tips, health tips, improving productivity, how to save money, how to build multiple income streams, and much more!

Essential Tactics to Start a Business the Right Way

My wife, Meg, and I never set-out to be entrepreneurs after college. It was never part of the plan for two music education majors. But as the saying goes, life happens when we’re busy making plans. Meg was the first to start a business when she launched her own music lesson studio while we were still in college. To say she has been successful would honestly be an understatement.

And in the last year six months I have been steadily building this blog and my real estate business with the end goal of replacing and eclipsing my current teacher’s salary. Both business pursuits are great fits for my personality and skills. I enjoy teaching people and helping them solve problems so much that both jobs rarely feel like work.

That’s the beautiful thing about the decision to start a business. It can free you from a stressful, draining job and give you a greater sense of purpose by allowing you to make money doing what you love.

You won’t be able to start a business overnight – at least not a business that replaces your full-time income. But if you’re willing to put in the hours in the early morning, late nights, and weekends, you can do it!

The choice to start a business is one of the smartest moves anyone can make. Your tactics will determine whether you succeed or fail, so choose them wisely! Your business marketing plan will be key, and so will separating your personal and business finances, forming a business entity, having a presence on the web and on social media, and ensuring that your business is active in the local community. We'll show you how to start a business that will succeed!

Key Tactics to Start a Business the Right Way

In this post, I am sharing with you the exact tactics we have used recently in our businesses. They have put us on a path to have the freedom to quit our current day jobs in the near future.

If you’re planning to start a business soon or simply looking to improve your existing business, we’re confident they will help you.

Keep start-up costs low

The decision to start a business can be very emotional. Many business owners have undoubtedly gotten excited, gone all-in, and put the cart before the horse over the years when it comes to spending money to support their launch.

To be honest, I have never understood why. Yes, it is necessary to spend money to make money in many cases, and I get that. However, it is never a good idea to push to spend more than is necessary on start-up costs.

For example, I watched a client in one of my former consulting positions doom their new family business because they spent way too much money right out of the gate. From material costs and marketing to staffing costs, they were spending far more money than necessary for a new business.

I no longer am a consultant with this business, but I ran into a mutual contact of ours last week. The business is no longer open after only a few months of operation.

If you can minimize your start-up costs, you’ll fare much better. If you can make it work, start your business at home and also take advantage of the home office deduction at tax time.

Use your knowledge and skills to your advantage

When many people decide to start a business, they overlook the obvious. I don’t mean to insinuate that you should start a business doing exactly what you’re doing now. It’s not a bad idea if you can make more money working for yourself, but you have other options, too.

You don’t necessarily have to do what you already know, but you can use those skills in a different way.

For example, I’ve always had a knack for writing since high school. My classmates complained about writing long papers, while I was able to crank out long papers in short time and actually have fun doing it. I also have had a successful teaching career. This blog is the perfect way to leverage and combine these skills.

Side note: If you are open to sharing your unique skills with others and helping them solve problems, you need to start a blog. I’ve put together a comprehensive guide to help start your blog. It includes help with the technical components of building a blog from scratch, creating interesting content that will get noticed and shared, and marketing your new blog effectively. As a FinanceSuperhero reader, you can use this link to start a blog with Bluehost for only $3.95 and receive a FREE domain name for one year.

Get your finances in order right away

When you start a business, many things can get lost in the shuffle if you’re not careful. Depending upon your niche and services of your business, the paperwork alone can be a full-time job just to complete.

After all, you need to open separate checking and savings accounts, along with a credit card, for most businesses. This can take several hours for even the most experienced business people. And if you plan to form an LLC or other business entity, you’re in for hours and hours of paperwork.

Fortunately, there are a few good companies out there who aim to help make starting a business easier.

Checking out Spark Business is a smart move for anyone who starts a business. Unlike most local banks, who want to charge outrageous fees to business owners for simply starting a checking and savings account, Spark is all about the customer.

Check out just a few of their benefits for business customers:

With no fees, no transaction limits, 40, free ATMS, free online bill pay, and free online invoicing, it doesn’t get any better! You can open an account with Spark by clicking here.

After you’ve separated your personal finances from those of your business, the next logical step may be to form a legal business entity. In the past, formation of an LLC or other legal business entity was extremely time-consuming, frustrating, and expensive in most states.

The team at MyNewCompany has made the process as simple as three easy steps in many cases. Their Basic Package starts at only $79 and includes the preparation and filing of Articles of Organization, which many people consider the most stressful aspect of forming an LLC. They can also help you form a Federal Tax ID, secure Registered Agent Service, help you create a personalized LLC Operating Agreement, and much more.

Market yourself everywhere

If you disregarded all of the tactics shared so far, be sure you don’t miss this one. It truly has the ability to make or break your efforts to start a business the right way and achieve success.

The simple truth is that when you start a business nobody knows unless you tell them! It is critical that you do everything you can to get the word out about your business.

The following suggestions can help you get started:

  • Tell friends and family in person, over the phone, etc.
  • Create a social media presence for your business (start with Facebook)
  • Create your own website (or hire someone else to do it if you don’t have time)
  • Create business cards, pens, magnets, calendars, etc. and give them away
  • Formulate a plan and send out mailers locally
  • Sponsor a local team or event
  • Join the local chamber of commerce or business groups

Finally, this must be said: no, marketing won’t be free. It won’t even be cheap. But investing even a small amount of your start-up costs in this area will pay dividends.

Be efficient with the small things

When you start a business, it will feel like a million tasks are constantly competing for your time and attention. It is important to maximize your  time and productivity in every way possible.

Start by taking an inventory of all of the apps on your mobile device. If you don’t have Waze, Google Calendar, Personal Capital, Evernote, PayPal, and MileIQ (if you drive frequently your business miles will add up in a hurry, and the IRS requires you to track them rather than estimate them) you should download them right away. These simple apps will help you save enormous amounts of time each week.

Hustle, hustle, hustle

If anyone ever told you it was easy to start a business, they were lying. It is hard work, and it often requires sacrifice.

Work other jobs if you need to pull in cash to support your start-up. You can make money driving for Uber, taking surveys, pet sitting, mowing lawns, or even delivering food on your bike. This is the time to get creative and do what ever you have to do to make it!

For most people, it will make sense to launch your business while still keeping your current job. The sad reality is that you won’t know for sure if the new business is viable long-term right away – at least not in most cases. You might have to cut out watching TV, going out every weekend with friends, and playing fantasy football.

It won’t be easy, but it will be worth it.

Engineer Your Layoff!

Of all the steps involved in starting your own business, this one may be the most important: for goodness sake, don’t just quit your day job – engineer your layoff instead!

This bold strategy is exactly what allowed Sam Dogen, the founder of FinancialSamurai, to leave his corporate job and avoid the pressure of finding another job. Instead, a steady stream of severance money allowed Sam to focus on building a stream of passive income through wise investments and also create a profitable blog that welcomes millions of readers each year.

You can download Sam’s newly-updated book, How to Engineer Your Layoff eBook, using this link. The cost may be tax-deductible for business owners (check with your CPA to be sure), and if not, it is still well-worth every single penny. If you can gain severance money it will help you stay afloat during the early stages of your start-up.

Click here to visit the Financial Samurai Store.

Get started on your business plan today!

You won’t be able to start a business that becomes a well-oiled machine overnight, but if you have the determination, desire, and willingness to do whatever it takes to grow, you can be successful! The above tips have helped my wife and I build three profitable businesses.

The best part of our choices to start our businesses is that we may soon have the choice to walk away from our day jobs and experience an incredible new level of freedom. You can have that opportunity, too, but like all journeys, this one starts with a single step.


Business owners (bloggers included), how would you describe your decision to start a business?

What barriers stand in the way of your desire to start a business? How can you overcome them?

5 Fail-Proof Ways to Make Money Fast

Needing to make money fast – in a matter of only several days – is a scary place to find yourself. Whether you’re behind on bills, unable to pay rent, or just feeling the strain of tight budget, there are plenty of legitimate ways to earn extra money without selling your soul.

I’ve been there before. During a busy semester in college I was several hundred dollars short of what I needed to buy mandatory textbooks. I wasn’t sure how I was going to buy them or where the money was going to come from, and I was nervous.

Maybe your situation is more secure – you have a well-paying job but would like to earn more money to save for a home down payment, your next vacation, or a new car. No judging here! If you have the ambition and drive and want to learn new ways to make money fast the honest way, you’re in the right place.

Want to make money fast without fake schemes? These five tips are real ideas we've used to make real money in a hurry!

5 Ways to Make Money Fast

Just to be clear: you won’t read about any get-rich-quick schemes here. Those don’t really work, unless you’re the person who is peddling the scheme to overly-trusting buyers.

All of the following tips are real, honest ways to make money fast. Most of them can be implemented  with minimal preparation and lead time. If you picked up a few of the suggestions you could earn $400 next weekend.

Check out the easy tips below, decide which ones fit best with your current life, and implement them to start making more money!

1. Work Extra Hours

if you have a job, picking up extra hours can be the easiest way to earn extra money in a hurry. This is especially true if you are a blue-collar hourly worker.

When I was a kid I learned about hard work from watching my dad work 12 hour days, 7 days per week, at his aerospace manufacturing job. With time-and-a-half and double-time benefits, I can only imagine what his paychecks must have looked like some weeks!

When I worked at a movie theater in high school, one co worker constantly advertised his willingness to pick up extra hours. Most weeks he would earn an extra $100 as a result.

I know overtime won’t work for everyone, especially if you’e salaried. And overtime rules may limit your ability to work more, but seeking extra hours is worthwhile if your employer allows it. It’s also the most efficient way to make money fast.

2. Babysitting

During college, my soon-to-be-wife and I made awesome money babysitting. We proved that we were kind, responsible, caring young adults who genuinely loved kids, and as a result, we stood out among the crowd. We usually commanded $15-20 per hour and worked multiple days and evenings each week. For a poor college kid who survived primarily on student loans, earning $200 in one weekend was HUGE.

If you want to start babysitting, you can take simple steps to market yourself. Tell everyone you know that you are available to get your name out there. Request to join local neighborhood Facebook groups and ask the moderators if you may advertise your services on their page. Draft business cards and a list of references, and join online sites like SitterCity. If you’re a college student, add your name to lists and online job boards.

It is really important to have solid references! Meet with your pastor or church staff member to share about your new babysitting business and ask for his recommendation.

And be sure that your Facebook and other social media are squeaky clean! If you wouldn’t be comfortable with anything from social media being published on the front page of the local newspaper, you need to get rid of it right away.

3. Work For a Political Campaign

These jobs can be tough to find, but they pay well! I once earned $200 in under 10 hours going door-to-door and delivering flyers for a local political candidate. It was very easy work, I met dozens of interesting people in the community, and I got lots of exercise.

I found this job by keeping my ears open and joining a friend who had been invited to work for the campaign. I didn’t hesitate for a moment when asked to work, and the $200 helped me pay for my textbooks the following semester.

5. Drive With Uber and Deliver with UberEATS

Have a reliable car and enjoy driving? You can make extra money every day when you become a driver with Uber.

Uber has long been the main side job I recommend for anyone looking to make money fast. Requirements tend to vary by location, but most people qualify for Uber. Generally, you must have a 4-door vehicle with valid registration and no markings, and you must pass a background check and have a clean driving record. After you are accepted, you simply use your app to turn on and off your availability with a single tap. You can work when you want to work and sign off when you’re unavailable.

My teacher friend, Mike, earns several hundred dollars per week driving for Uber in the summertime. He works only when he feels like it, and he has earned a solid rating from his riders. One of my current real estate clients is a full-time Uber driver!

If you are polite, friendly, and go the extra mile for your riders by offering them use of a phone charger, an auxiliary audio cord, along with snacks and cool bottled water, you’ll pull in great tips and gain repeat riders.

Sign-up with Uber here.

Don’t want the monotony of pizza delivery or the potential awkwardness of driving strangers around as an Uber driver? UberEATS is the program for you!

Take trips for a few hours in the mornings, every night, or just on weekends – you set your own hours. You are your own boss and you can choose when and how much you work. And unlike the standard Uber program, you don’t even need to have car – a bike or scooter work, too. Full disclosure: you’ll likely earn more if you have a car.

It's quick and easy to sign-up with UberEATS, and you can be on your way to making money fast in no time.  You can speed up the process even more if you sign-up for both programs!

5. Dog Sitting and Walking

If you love dogs, live in a clean home, and are willing to be flexible, dog sitting and walking can be an easy way to make money fast week after week. Two of our good friends pick up dog sitting jobs on a weekly basis and have made thousands of dollars in the past year alone.

The best way to get started is by signing up with Rover. Simply supply the information requested, upload a professional and friendly picture of you and your spouse, and submit. Rover reviews all applications manually, usually in 5-10 days.

Once you’re in, you can set your rates and availability and book your next furry visitor! Rover estimates that 40,000 dog owners currently use their system to find a reliable dog sitter.

Like dog sitting, dog walking can also be a great side hustle. While most of my friends in college were wasting time watching Friends repeats, I picked up a dog walking job and earned upwards of $400 per month for less than an hour of work per day.

If dog walking interests you, there are a few easy ways to get started. Targeting high end neighborhoods with flyers, posting advertisements on coffee shop boards, and word of mouth can go a long way toward helping anyone find a dog walking job. Connecting with dog owners you know is also a great way to network. Some groomers and pet stores may even allow you to post flyers or advertise specials on your services.

Make Extra Money ASAP!

If you’re trying to get out of debt, save more money, or pay for an upcoming vacation, the above tips to make money fast will help you get there. There are plenty of others ways to make extra money, but these tips offer a timely bang for your buck. Check them out, get started, and leave a comment to let everyone know how much money you were able to make using these tips!

Want to make money fast without fake schemes? These five tips are real ideas we've used to make real money in a hurry!

25+ Best Items to Flip and Make Money (and Where to Find Them)

Over the years I have done many odd jobs to make money: lawn mowing, shoveling driveways, painting, consulting, tutoring, and teaching music lessons, among others. I got the side hustle bug from my Grandpa, who often worked three or more jobs at once. Grandpa had an incredible work ethic, but he was also always on the lookout for items to flip to score a profit.

Buying items to flip is a smart way to make $1,000+ every month. We'll show you 25+ items, where to buy them, and how to sell them.When I was just a boy, Grandpa and I drove around to flea markets, garage sales, and stores in search of items to flip to make money. Grandpa was a pro, and he successfully flipped many items, particularly dozens of utility trailers, for crazy profits. As the saying  goes, “One man’s trash is another man’s treasure.” Grandpa knew that, and he was willing to comb through piles of junk in search of items with value or potential.

Related Posts on Making Money:

If you have a similar mentality or are willing to learn, there are many ways to find items to flip yourself and make hundreds or even thousands of dollars each month. In this post we’ll identify over 25 of the best items to flip, where to find them, and how to sell them. This isn’t just a side hustle you see on TV – real people are doing it right now in your area, and you can get started yourself if you follow the steps below.

Step One: Know What Items to Flip

The number one key to successfully flipping for profit is knowing what items are valuable. Whether you are searching, you need a clear vision of the items that will actually resell for a profit.

There are always exceptions to every trend, as most experienced flippers will tell you, but in general, the following items tend to carry good resale value:

  • Antiques (all varieties) – People love old items, and nostalgia has a funny way of affecting an item’s value.
  • Tables and chairs made of real wood – You can find these at almost any thrift store or estate sale. They often need sanding and a new coat of finish to look brand-new, which makes your potential profit margins high.
  • Vintage lamps – Lamps can be hit or miss, but many vintage lamp styles are currently in style.
  • Upholstered chairs – I have seen many disgusting chairs get new life after a professional reupholstering. Older chairs with wooden legs were built to be reupholstered, not just thrown out when they experienced wear and tear. You can do it yourself or pay an upholsterer.
  • Record players
  • Jukeboxes – Many people are in the market for record players and jukeboxes which have been retrofitted with Bluetooth speakers. If you’re a competent DIY-er with a bit of creativity, you could make a big profit on this project.
  • Porcelain sinks and bathtubs (rare, but a good find if they are in good condition) -This job isn’t for the faint of heart, but reglazing clawfoot bathtubs can often be profitable. Here is a helpful guide.
  • Canvas paintings – Often old canvas paintings are worth very little, but once in a while you may find a good one!
  • Picture frames – Vintage picture frames are highly-sought after items. They tend to stay in families for generations, but sometimes they pop up.
  • Brand-name clothing with price tags still attached – This is a big potential money-maker! Be sure to inspect clothing very carefully, as most sellers will not honor returns or refunds.
  • Outdoor furniture
  • Old coffee mugs
  • Vintage kitchen tools, such as meat grinders, butcher tools, etc.
  • Vintage Pyrex and Tupperware containers
  • Original edition board games
  • Sports memorabilia
  • Legos
  • Light-up ceramic decorations – My parents still have a light-up ceramic Christmas tree that my aunt made for them when I was young. They have become very rare finds.
  • Vintage Mason jars – Concerns surrounding BPA and other chemicals have made Mason jars very popular.
  • Video game consoles (Atari, NES, SNES, etc.) and game cartridges – Many old-school video games are worth far more than the average person understands. If you are or were a gamer as a kid, this is your chance to put that knowledge to good use! You can often find games for as cheap as $1 and resell them for over $50 if you are smart. Read more here.
  • Vintage rugs
  • Most older items with “Made in the USA” tags or imprints
  • Vintage globes – You’ll be mostly limited to local reselling of globes, but it can still be quite profitable.
  • Records and record sleeves
  • Old cameras and camera lenses – I’m not a photographer, but I have heard that many older SLR lenses work well on newer camera models.

This list isn’t exhaustive, but it’s a great starting point for newer flippers. You can often resell many of the items without repairing or refurbishing them, while items in need of repair may not require too much effort or special skill.

I recommend keeping a fully-charged mobile device with you when looking for items so you can quickly check their value online using Google, Ebay, or other sites. This will help you determine the approximate value of an item you are considering purchasing and also quickly calculate potential profit after any necessary expenses to repair or sell the item.

Step Two: Where to Find Items to Flip

Once you know what items to flip for a profit, you can begin searching for new items to get started. Your own home is a great place to start, as you likely have many items sitting around in your basement, attic, or garage. If you’re in doubt about the value of a specific item, a quick Google search can usually give you a ballpark figure.

After searching your home, garage sales, estate sales, thrift stores like Salvation Army and Good Will, and discount wholesalers like Big Lots are good places to turn. At garage and estate sales in particular, flash cash to score the best deals on items to flip, and don’t be afraid to leverage “walk-away power” in your favor. People used to chase me and my Grandpa down the street as we drove off to give him the deal he wanted after he ended negotiations!

Step Three: How to Sell Your Finds

After you’ve purchased items and repaired/refurbished them (if necessary), it’s time to sell them. Thanks to the power of the internet, this task is much easier today than it was for Grandpa many decades ago.

Buying items to flip is a smart way to make $1,000+ every month. We'll show you 25+ items, where to buy them, and how to sell them.First, I recommend trying to sell your flipped items in the least expensive way possible to start. If you have many quality items ready to sell, have a garage sale. List them for sale on your personal Facebook page and post well-lit pictures. You can also find and join local garage sale and item swap Facebook groups in your area and request to join them. Many people try to use these groups to unload junk, so your quality finds will really stand out, especially if you take crystal clear pictures and provide vivid item descriptions.

Second, selling items on Craigslist is still a perfectly legitimate way to flip many items. Your exposure will definitely be higher than on Facebook groups, but the Craigslist interface is a bit old and clunky, in my opinion.

Third, Ebay and Etsy are other options for selling your items. Even if you’re not already familiar with them, listing items is easy.

Final Words

Some people may have personal and ethical reasons why they may not want to flip items for profits. I personally believe there are both honest and dishonest ways to find items to flip and make a profit. If you can resell items that provide value to others, help them save money, and also earn money for yourself at the same time, go for it! On the other hand, if you’re ruthlessly out to put your local thrift stores out of business, it’s probably time to reevaluate your approach.

Whether you’re looking for an interesting money making hobby or hoping to earn hundreds or even thousands of dollars each month, finding items to flip for a profit is a great opportunity. It requires patience and a discerning eye for diamonds in the rough, but you can make significant money if you build your business the right way.


Have you ever flipped items to make money? What items were your biggest money makers?

Buying items to flip is a smart way to make $1,000+ every month. We'll show you 25+ items, where to buy them, and how to sell them.
Buying items to flip is a smart way to make $1,000+ every month. We'll show you 25+ items, where to buy them, and how to sell them.

The 20 Best Online Surveys to Make $200+ Every Month

If you’re looking to make extra money without getting a job or even leaving your house, taking online surveys may be exactly what the opportunity for you. Yes, I can already hear your concerns.

  • Online surveys are a SCAM.
  • Nobody actually makes money taking surveys.
  • They just want to sell my e-mail address.

I understand these concerns, but let me be clear:

THEY AREN’T TRUE.

Online surveys are an easy way to make extra money in your spare time. Check out these 20 great surveys and grab $40 in sign-up bonuses today!

Online Surveys to Make $200+ Each Month

You aren’t going to get rich overnight taking online surveys, but they are a legitimate way to make extra money. The key to success with surveys is taking them while you are doing other simple, mindless activities.

Have a 45 minute train ride to work? Find yourself waiting for business flights a few times per week? What about Netflix and Hulu binges? These are the perfect times to take surveys.

It isn’t uncommon to start a bit slowly with most surveys, but you can earn upwards of $200 per month in a hurry – just by answering simple questions on your phone, tablet, or computer. You can even earn up to $40 in instant cash bonuses with many of the surveys listed below. Sign-up for a few and see for yourself!

Swagbucks$5 Instant Bonus

Want to earn cash back and gift cards just for shopping online, answering surveys, and watching videos? Swagbucks is going to be your new jam. Signing up is easy, and you’ll get a $5 bonus just for registering.

You can redeem earned points at over 100+ retailers. Sign-up for Swagbucks now!

Ebates Coupons and Cash Back

Ebates$10 Bonus

Technically, Ebates isn’t an online survey. But when you sign-up, you are partnering with Ebates so you both earn money. If you sign-up using my link, you can earn an instant $10. Then you can refer your friends to earn even more money while helping them save.

SurveyDownline is an easy way to potentially earn hundreds of dollars each month. They pay out 50% of what they make on each survey you take directly back to you. And you can earn money for referring your friends to join. Register for SurveyDownline here.

Paid Surveys at Home is a wide-ranging opportunity to take surveys online and by phone, review products -and KEEP THEM- for free, participate in focus groups, and preview movie trailers. You can earn $5-$75 per survey.

SurveysPaid.com, Click4Surveys, and Make Money Surveys are straight-forward survey sites. Sign-up, take surveys, and get paid.

Ibotta - Android users and Ibotta - iOs users $20 Offer

Technically, Ibotta is a cash-back app more so than a survey. However, in exchange for providing useful information about your shopping habits and feedback on products, you can save a lot of money every month. Use the links above to sign-up; it only takes a few minutes. Usually Ibotta offers a $10 sign-up bonus, but you can earn $20 using this exclusive link.

Shopper's Voice

Shopper’s Voice is one of the nation’s leading providers of consumer research. In a nutshell, your opinions shape how your favorite brands, products and services are developed and improved. By connecting with these companies, they reward you with free samples, coupons and special offers tailored to you – and Shopper’s Voice rewards you with a chance to win $1,500 when you sign-up.

Vindale Research$2 SIGN-UP BONUS!

Vindale Research is one of the best-paying survey companies around. Though they are sometimes rare, many surveys pay out $50. It’s definitely worth signing up and waiting for your opportunity to cash in! And you get a $2 bonus just for signing-up!

MySurvey (mobile) and My Survey (desktop)

MySurvey is pretty straightforward. Sign-up using the appropriate link above and start getting paid!

Global Test Market (Mobile) and Global Test Market (Desktop/Laptop)

In 2014, Global Test Market paid out over $32 million to survey takers. You can cash in and earn your piece of the pie while you watch Netflix. Earnings can be redeemed via PayPal or in gift cards to places like Macy’s, Applebee’s, and Amazon.

Product Testing USA

How does this sound?

  • Sign-up to test products like vacuum cleaners, tech gadgets, and fashion accessories
  • Write a review of the product you tested
  • Get to keep the product you tested

Pretty awesome, right? That’s exactly what you can do when you sign-up with Product Testing USA. And when you’re chosen to write a review, you could even win a $25 review bonus if your review receives the most Facebook shares.

Pinecone Research is a great survey opportunity specifically for all males, males or females aged 18-24, and all Hispanic users. You can earn $3 per survey.

Survey Voices is pretty straightforward. Once you sign-up, they match you with offers based upon simple information that you provide.

ShopTracker$3 BONUS

ShopTracker may be the easiest way to earn money simply by doing what you already do. Here are the steps:

  • Sign-up here.
  • Download the ShopTracker app after signing-up.
  • Take quick surveys to check if you qualify using the e-mail address linked to your Amazon account.
  • Earn a $3 Visa Gift Card Bonus right away.
Product Report Card

Earn cash rewards by sharing your opinions! All you need to do is sign up, take surveys and get rewarded!

Clear Voice Surveys

Take surveys. Share your opinions. Get paid. It’s really that easy!

Earning Station

EarningStation is a ‘Get-Paid-To’ site where you do exactly- get paid to Take Surveys, Watch Videos, Play Games, and Shop Online. Pretty simple.

VIP Voice is about as easy as surveys can get. You can earn triple reward points and be entered into a $1,000 sweepstakes for taking your first survey.

Want to earn money for shopping online at places like Groupon, Wal-mart, and E-Bay? You can receive a $10 gift card when you connect with MyPoints and spend over $20. Points are redeemable for cash back, gift cards, or miles.

Start Earning Money With Surveys Today

The surveys listed above are easy ways to make extra money – $200+ each month – in your spare time. My wife and several of our friends have earned hundreds of dollars of extra money taking surveys. If you’re still skeptical, the only way to know for sure is to sign-up and try them for yourself.

At worst, you’ll snag $40 in free bonuses. Get started today, refer your friends, and Take Back Control of Your Life and Money with this simple step to make more money.


How much money have you earned taking online surveys?

Online surveys are an easy way to make extra money in your spare time. Check out these 20 great surveys and grab $40 in sign-up bonuses today!
Online surveys are an easy way to make extra money in your spare time. Check out these 20 great surveys and grab $40 in sign-up bonuses today!
Online surveys are an easy way to make extra money in your spare time. Check out these 20 great surveys and grab $40 in sign-up bonuses today!
Online surveys are an easy way to make extra money in your spare time. Check out these 20 great surveys and grab $40 in sign-up bonuses today!

Leveraging Your Skills to Make Money Online

These days more and more people have figured out how to make money online. The internet is a wide open frontier for anyone who is serious about leveraging its incredible power to earn a living. Some earn a few thousand dollars per month, while others earn over $1 million per year. It’s easy to dismiss these stories – I’ve done it, too – but you’re missing out on your piece of the pie when you assume it can’t be done.

The following stories of real people who have ditched jobs they hated thanks to online-based income show that anyone can do it – including you! These people found a way to make money online by combining their skills and the power of the web. You can learn from their examples and start down your own path to freedom today.

From YouTube to Riches

If you have younger children, you’ve probably heard of The Piano Guys. The group launched a dramatic rise to fame and found an unexpected way to make money online without even trying, as their website explains:

Want to use your time and skills to make money online? We'll show you 4 ideas that you can start TODAY to earn $24-$24,000 per month (no joke!).It all started in a piano store in a little Southern Utah town called Saint George. Paul Anderson, the store’s owner, was looking for a new, unconventional way to market pianos. The name of the piano store? The Piano Guys. Paul embarked upon a self-guided study of social marketing and started a YouTube channel and a Facebook page. He had seen videos “go viral” and was fascinated by this exponential phenomenon. He set out to engage potential customers with music videos that were entertaining and that showcased the pianos he had in his store – envisioning “viral videos” doing his marketing for him. . .

Our story is a miracle. We’re just a bunch of ordinary “guys” playing classically influenced instrumental music in videos that showcase incredible locations. And we’re doing well on YouTube?? 

“Doing well” is an understatement. In 2012, The Piano Guys signed a record deal with Sony. Today, many of their YouTube videos have over 20 million views, and even their lesser-known videos have over 750,000 views. Their channel has over 5 million subscribers.

In short – they have made a lot of money!

Five Become One

In 2011, an unexpected group won NCB’s The Sing Off. The group began performing together one day before their audition, finding the fifth member of the group, Kevin, on YouTube. The group? The Pentatonix.

Today, Pentatonix has taken YouTube by storm. Some of their videos have over 200 million views. They have since signed a record deal with Sony, won Grammy Awards, and produced multiple albums of both original songs and covers.

A Limitless Marketplace

In 1995, Pierre Omidyar had a far-fetched idea: he opened a world-wide online shopping portal as a smaller component of another website. His first sale was a broken laser pointer – Omidyar sold the item for $14.83 to a collector of broken laser pointers. This moment confirmed Omidyar’s belief that there is a buyer for just about anything.

Omidyar’s hobby website grew quickly, and his web service provider increased his hosting fees from $30 to $250 per month due to increased traffic. Reluctantly, Omidyar upgraded his account and began charging users to sell on his site. To his surprise, nobody protested and the site continued to grow.

Today, the parent company eBay holds a multi-billion dollar value and has owned or currently owns StubHub, Skype, Craigslist, PayPal, and Corrigion.

Using Your Skills to Make Money Online

The Piano Guys, Pentatonix, and eBay had unique starts, but they share one big thing in common – their founders combined their unique skills with the power of the web to gain exposure and make money. Even better, their stories prove that making money online is possible.

In 2017, you don’t have to be the best at something or even have original ideas to make money online. If you DO happen to have a new idea, that’s great, but let’s face it – with few exceptions, it’s all been done before. This will only stop you if you let it stop you!

It is a fact that people look to the internet when they need solutions to problems or want to be entertained. You don’t have all of the answers, but chances are you do have solutions, skills, and services that you can share with others.

So how can you use your skills to make money online? The following ideas will show you how to get started.

Start a Blog

One inexpensive way to make money online is to start your own blog. You won’t pay hundreds of dollars in set-up fees, and you don’t need to shell out money on marketing either. You can do all of this yourself in a matter of minutes.

To get started, take a moment to consider your skills and knowledge. What are you best at? What do other people say about you when asked about your strengths? Maybe you are an expert crafter, baker, or stay-at-home-mom extraordinaire.

Also consider how you’ve been able to help people in the past. Do others constantly ask you for parenting advice, tips on putting together the perfect outfit, or decorating your home without breaking the bank? The answers to these questions can help you find your niche.

When you’ve found your subject, you’re ready to start. Choose a catchy website name and tag line, design a simple logo using Pic Monkey or Conva, and you’re ready to go! Launching your blog with Bluehost takes less than 30 minutes even if you have zero technical skills.

For the monthly cost of a trip to Starbucks, you have nothing to lose and potentially your life and your freedom to gain. I started FinanceSuperhero as a fun hobby and was surprised to make substantial money without major effort, and now I’m seriously planning my transition to life as a full-time blogger. Give blogging a try!

Part-time Side Hustles

So maybe blogging isn’t your thing. Maybe you’re not looking to escape a job that you love but would still like to make money online in your spare time. The web can provide the exposure and opportunities you need to leverage your time and skills. With a little effort it’s possible to earn anywhere from $4 to $4,000 per month. Here are a few of my favorites:

Dog Sitting

It’s true – you can make money online just by being a dog-lover!

My friends use Rover, an online resource for dog owners to find friendly dog-boarding options, on a weekly basis – they have earned thousands of dollars in the past year alone! Signing up with Rover is easy. Simply fill in the basic information requested, upload a professional and friendly picture of you and your spouse (if you have a dog to include in the picture, that’s a HUGE bonus!), and submit the application. You’ll hear back in 5-10 days and can start marketing your services right away. Over 40,000 dog owners currently use Rover to find a reliable dog sitter, so your potential reach is huge! Click here to learn more and sign-up!

Answer Quick Surveys

Looking for a way to make money online during weekly Netflix binges? If you don’t mind clicking a few boxes while you watch, you can earn hundreds of dollars per month just by answering surveys.

I’ll be 100% transparent – you aren’t going to get rich overnight taking online surveys, but they are a legitimate way to make money online – sign-up for a few and see for yourself.

VIP Voice (You'll be entered into a $1,000 drawing when you sign-up!) Vindale Research Opinion Surveys Make Money Surveys Click4Surveys Hit Surveys Southwest Airlines

Take Surveys For Cash

Swagbucks ($5 bonus for signing-up!)

SurveyDownline Paid Surveys at Home SurveysPaid.com

Get Your Uber On!

If you’re flexible, friendly, and drive a reliable car, you’re sitting on a golden opportunity. Driving with Uber is one of the few part-time jobs available that allow you set your own hours and still make great money.

Want to use your time and skills to make money online? We'll show you 4 ideas that you can start TODAY to earn $24-$24,000 per month (no joke!).To qualify, you must have a 4-door vehicle with valid registration and no markings, and you must pass a background check and have a clean driving record. After you are accepted, you simply use your mobile app to turn on and off your availability with a single tap.

My teacher friend, Mike, earns several hundred dollars per week driving for Uber in the summertime. He works only when he feels like it, and he has earned a solid rating from his riders. These awesome ratings have led to referrals and repeat customers, which puts even more money in his wallet!

If you are polite, friendly, and go the extra mile for your riders by offering them use of a phone charger, an auxiliary audio cord, and cool bottled water, you’ll roll in excellent tips and gain repeat riders.

Want to avoid the potential awkwardness of driving strangers around as an Uber driver? UberEATS is the program for you!

Take trips for a few hours in the mornings, every night, or just on weekends – you can accept as many deliveries as you can handle. You are your own boss and you can choose when and how much you work. And unlike the standard Uber program, you don’t even need to have car – a bike or scooter work, too, though you’ll likely earn more if you have a car.

It's quick and easy to sign-up, and you can be on your way to making more money soon.

Get started TODAY!

The internet has leveled the playing field for people looking to make more money or escape the day-to-day grind. You can use the internet to reach thousands, even millions, of people to tell your story and market your abilities. If you are willing to do what it takes to leverage your skills and knowledge to help and entertain others, you can make money online and make strides toward Taking Back Control of Your Life and Money. You have nothing to lose and potentially much to gain – so get started today!

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Make Extra Money – 21 Legitimate Side Jobs for Busy People

Does it seem like everyone around you is taking on side jobs to make extra money while you’re left wondering where to begin and how to make the time?  Would an extra $100 per month help you reach you pay off student loans faster? Would $300 per month allow you to sleep better at night? Could an extra $500-$1,000 per month totally change your life? Of course!

This kind of earning potential may seem impossible, but it’s not! Even if you’re busy with a full-time job or balancing the never-ending demands of life as a stay-at-home-mom or dad, it is possible to earn extra money in many ways.

21 Ways to Make Extra Money – Even When You’re Busy!

Want to make extra money? Would an extra $100-$2,000 each month change your life? These 21 side jobs are real and they work for everyone - even busy people!Plenty of bad information about money-making side jobs is out there – some ideas are beyond bogus. Sure, you can turn almost any activity into a money maker with passion and the right set of skills, but busy people like you need straight, no-frills advice on side jobs that actually work and don’t require hours and hours of start-up work. Who has time to figure all of that out?

You won’t find any junk ideas in this list. I have personally verified each of the side jobs listed below – they’re for real! I’ve worked some myself and watched close friends work the rest, and I’ve seen that even extremely busy people can make extra money if the desire is there.

Read through the list below, choose a few side jobs that fit with your schedule and interests, and start to make extra money this week.

1. Dog Sitting

If you love dogs, live in a suitable home, and can be flexible, dog sitting can be an easy way to make money fast week after week. My friends use Rover on a weekly basis – they have earned thousands of dollars in the past year alone!

Signing up with Rover is easy. Simply fill in the basic information requested, upload a professional and friendly picture of you and your spouse, and submit the application. Rover reviews all applications manually, usually in 5-10 days. Rover estimates that 40,000 dog owners currently use their system to find a reliable dog sitter, so your potential reach is huge!

2. Dog Walking

Dog walking can also be a great aide hustle. While most of my friends in college were wasting time watching Friends re-runs, I picked up a dog walking job and earned upwards of $400 per month for less than one hour per day.

Targeting high end neighborhoods with flyers, posting advertisements on coffee shop boards, and word of mouth can go a long way toward helping anyone find a dog walking job. Some people even make a full-time living as a dog walker!

3. Tutoring

You are an expert in something, especially if you have advanced education. Tutoring can be a great way to leverage your skills and knowledge to make extra money. Several of my friends make over $50 per hour tutoring.

If you are already a teacher, tutoring can be the side hustle that helps you pay off your student loans early. But even if you’re not a licensed teacher, you still have opportunities. Depending on your skill set, reaching out to local schools and universities is a smart move. You could also sign-up with

4. House Sitting

Would you like to watch over another person’s home and get paid? House sitting is growing more and more common each year as homeowners seek better ways to protect their home and cherished belongings while they are away. If you have good references and connect well with others, house sitting could be your opportunity to make extra money with little effort.

You can set-up an account at HouseCarers.com and start accepting jobs right away.

5. Drive With Uber and Deliver with UberEATS

Have a reliable car and enjoy driving? You can make extra money every day when you become a driver with Uber.

Requirements tend to vary by location, but most people qualify for Uber. Generally, you must have a 4-door vehicle with valid registration and no markings, and you must pass a background check and have a clean driving record. After you are accepted, you simply use your app to turn on and off your availability with a single tap.

My teacher friend, Mike, earns several hundred dollars per week driving for Uber in the summertime. He works only when he feels like it, and he has earned a solid rating from his riders. If you are polite, friendly, and go the extra mile for your riders by offering them use of a phone charger, an auxiliary audio cord, and cool bottled water, you’ll roll in excellent tips and gain repeat riders.

Sign-up with Uber here.

Don’t want the predictable schedule of pizza delivery or the potential awkwardness of driving strangers around as an Uber driver? UberEATS is the program for you!

Take trips for a few hours in the mornings, every night, or just on weekends – you set your own hours. You are your own boss and you can choose when and how much you work. And unlike the standard Uber program, you don’t even need to have car – a bike or scooter work, too, though you’ll likely earn more if you have a car.

It's quick and easy to sign-up with UberEATS, and you can be on your way to making more money soon. Better yet, sign-up for both programs!

6. Sell Essential Oils

In case you haven’t noticed, Essential Oils are hot right now. If you enjoy talking to others and have a knack for sales, you can make extra money consistently selling essential oils.

I was a major essential oils skeptic until I came down with a head-crushing cold this month. My usual tricks weren’t bringing much relief, so my wife prepared one of our diffusers with a mix of several oils. I actually slept well that night, and a few days later my symptoms were gone.

If you have a similar story, it can serve as a starting point in your sales pitch. Be friendly, personal, and look to show others how essential oils can make their lives better, and you can make extra money selling oils.

7. Take Online Surveys

Want to make extra money? Would an extra $100-$2,000 each month change your life? These 21 side jobs are real and they work for everyone - even busy moms!You aren’t going to get rich overnight taking online surveys, but they are a legitimate way to make extra money. The key to success with surveys is taking them while you are doing other simple, mindless activities. Have a 45 minute train ride to work? Find yourself waiting for business flights a few times per week? What about Netflix and Hulu binges? These are the perfect times to take surveys.
It isn’t uncommon to start a bit slowly with most of them, but you can earn upwards of $200 per month in a hurry – just by answering simple questions on your phone, tablet, or computer. Sign-up for a few and see for yourself! My favorite survey companies are listed below.

Quick Survey Income

 

Cash Survey Bonus

 

Swagbucks

 

SurveyDownline

 

Paid Surveys at Home

 

SurveysPaid.com

 

Opinion Surveys

 

Make Money Surveys

 

Click4Surveys

 

Hit Surveys Southwest Airlines

 

Take Surveys For Cash

8. Teach Music Lessons

It’s time for those 10 years of piano lessons and awesome guitar chops to be put to good use! More than ever, music lessons are in high demand, and if you know how to market your skills to the right crowds, it’s easy to make extra money.

When we first got married, my wife nearly paid our $900 rent bill by teaching music lessons to a few families in a nearby wealthy neighborhood. Today, she earns enough money through her music studio to pay our mortgage payment each month. Teaching is an opportunity for her to share her passion for music with kids and help them learn. Sometimes I think she would do it for free!

You can get started teaching music lessons through basic word of mouth. Flyers and business cards can be useful, too. Call around to a few local music stores and offer your services as well. Be careful to price your services competitively.

9. Mow Lawns

10. Rake Leaves

11. Clean Houses

12. Work as a Handyman

13. Paint Houses

Some people are allergic to hard work. They outsource everything from lawn care to cleaning their home. Mowing lawns, raking leaves, cleaning houses, painting, and performing handyman work aren’t just small side hustles – they are legitimate small business ideas for people with the right set of skills. You could earn $1,000+ each month just working a few hours on the weekend!

 

14. Start a Blog

When I started FinanceSuperhero, I knew I wanted to help people Take Back Control of Life and Money – but I never imagined that it would become profitable so quickly. (I don’t disclose monthly income at this time, but I have no issue whatsoever with bloggers who do!)

You can start a blog yourself for just $5.95 per month with Bluehost. Whether you plan to write about hobbies, family life, or an extension of career expertise, you can leverage the unlimited potential of the internet to make extra money with a blog. Check out a few of my favorite bloggers who earn a fantastic full-time income with their blogs:

Caroline – Cow Country Housewife – January 2017 Income – $3,181

Jeff and Ben – Breaking the One Percent – January 2017 Income – $7,158

Rosemarie Groner – The Busy Budgeter – January 2017 Income – $86,000

Convinced? Got 20 minutes? Get started with Bluehost today!

15. Become a Realtor

The housing market has unquestionably recovered from its crash a decade ago. Realtors are no longer struggling to make ends meet. Many of them are struggling to juggle the constant demand of client overload!

As a teacher and blogger, working as a realtor is the PERFECT side hustle for me. It is flexible, offers high earning potential, and has low barriers for entry. I was reluctant to get started, but two of my friends gave me the push that I needed. I’m glad they did!

16. Deliver Pizzas

Pizza delivery is not just a job for teens. If you’re willing to work 4-5 nights per week, you can clear $2,000 per month with tips included. You will sacrifice time with family and become ever busier for a short time, but the extra money could drastically speed up your escape from debt.

17. Become an Advocare Distributor

AdvoCare® has been a world-class nutrition company specializing in health and wellness, weight management, vibrant energy and sports performance. They offer cutting-edge nutritional supplements as well as the opportunity to earn income by sharing AdvoCare products with others.

My wife and I have been distributors for nearly two years and have earned hundreds of dollars just by talking to friends and family about the healthy products we use. We both took the Advocare 24 Day Challenge and lost 18 and 12 pounds, respectively. People saw our progress and naturally wanted to know our secret.

You can enroll as an Advocare distributor by signing up with any Advisor. You probably know one already, but if not, you can visit the Advocare website or give them a call and they will set you up.

18. Deliver Food with UberEATS

Don’t want the predictable schedule of pizza delivery or the potential awkwardness of driving strangers around as an Uber driver? UberEATS is the program for you!

Take trips for a few hours in the mornings, every night, or just on weekends – you set your own hours. You are your own boss and you can choose when and how much you work. And unlike the standard Uber program, you don’t even need to have car – a bike or scooter work, too, though you’ll likely earn more if you have a car.

It's quick and easy to sign-up, and you can be on your way to making more money soon.

19. Become a Beach Body Coach

Perhaps Beach Body helped you get back in shape after your child was born. Or the program gave you the tools to take back control of your lifestyle. Maybe you still use Shakeology on a daily basis and could benefit from a discount. It’s time to become a Beach Body coach!

Several of my friends earn upwards of $500 per month working as a Beach Body coach. It’s easy to get started and can be a great way to make extra money each month doing something you love! And you’ll earn discounts on the products you already use.

20. Sell Items Online

Selling items online through E-Bay or Amazon is a great way to make extra money, but did you know you can make selling online even simpler?

My friend, Laura, created a simple Facebook album to sell unwanted clothing and household goods and has been very successful. She takes high-quality pictures of items, leaves a vivid description along with her price, and accepts bids during a set window of time. High end clothing items and unique household decor sell very well using this system, especially if they still have tags.

If you want to take your Facebook selling game to the next level, you can join local Facebook “Buy and Sell” groups to expand your marketing reach. Unloading unused stuff has never been easier!

21. Start a Photography Business

Want to make extra money? Would an extra $100-$2,000 each month change your life? These 21 side jobs are real and they work for everyone - even busy people!

That fancy camera you bought to take pictures on the family trip to Disney World just sits in its case collecting dust – you can make extra money each month by putting it to use by starting a photography business.

Professional photography is not easy. It takes tremendous technical and people skills. But many people can’t afford to pay the rising rates for a professional photographer. That’s where you come in!

You can get started with your photography side hustle by taking pictures of any and all willing models: your kids, spouse, and friends and family. You could even work for free for a few customers to build your portfolio and host it on Facebook or Bluehost. You’ll need to Learn Photoshop in Just 2 Hours or a similar program for editing, but that has never been easier. If you have an eye for detail and love capturing special moments, photography is a great way to make extra money.

Which Option Fits You?

For busy people with limited time, the 21 side jobs listed above offer many opportunities to make extra money each month. Pursue even one or two and you could quickly make a minimum of an extra $100 per month. Implement a few more suggestions and this figure could easily climb over $2,000 per month.

These side hustle examples are real, and they could change your life. Pick a few and get started today!


Have you used any of the above suggestions to make extra money? What other tips do you have to share?

Want to make extra money? Would an extra $100-$2,000 each month change your life? These 21 side jobs are real and they work for everyone - even busy people!

Want to make extra money? Would an extra $100-$2,000 each month change your life? These 21 side jobs are real and they work for everyone - even busy people!

Entrepreneur or Employee – Find Your Best Career Path

What factors determine whether YOU are a better fit to be an entrepreneur or employee?

For more than four decades, my Grandpa awoke at the crack of dawn each morning and headed to work. He was an employee of Continental Motors, one of the largest producers of engines in the first half of the 20th century. After his hours of service as an employee, Grandpa underwent a daily transformation into an entrepreneur in a matter of minutes. While many of his co-workers went fishing or retired to their homes for the day, Grandpa could be found painting, flipping vehicles or utility trailers which needed repair, or even helping operate the family market. Grandpa likely never paid any thought to whether he should be an employee or entrepreneur; why choose just one role when he could pursue both?

I think of Grandpa’s example often when contemplating life as an entrepreneur or employee. He was a rare individual who could successfully manage both pursuits while remaining the ultimate father and husband.

The world was different in the 20th century. Yet today, as it did in the past, life as an entrepreneur or employee offers distinct advantages and disadvantages. This is especially true in today’s competitive, rapidly  changing marketplace.

Many factors determine whether you are a better fit to be an entrepreneur or employee. Your mindset, goals, personality, and habits are good indicators.

Personal Perspective

What qualifies me to write about the advantages and disadvantages of being an entrepreneur or employee? I’ve lived both lives in the past, and I’m currently living them now. I am a public school teacher by day, a real estate agent in the afternoon, and I run FinanceSuperhero at night. I have experienced the joys and sorrows of being “the boss,” being an employee, and being my own boss.

What does all this mean?

You’re going to get straight, no frills insight.

The Entrepreneur Advantage

As an entrepreneur, you are in the driver’s seat 24 hours per day, 7 days per week, 365 days per year. Your business depends solely upon you, your vision, and your leadership. You are in full control.

An entrepreneur rarely faces the same slate of challenges day in and day out. In the role of entrepreneur, you will be the lead agent of change and growth of your business. Each day is unique. 

Furthermore, you possess the ultimate freedom to do as you please with your business. You are the lead creative genius. You may set your own agenda, work hours, and timelines. The world is your office, in many cases, so you can work anywhere!

Lastly, your profitability and earnings are largely determined by the success of your business. If you’re business thrives, there is often a direct correlation in growth of your income. Hard work typically pays off.

Employee Perks

As an employee, you find yourself in a world which is much more defined. Your job description, responsibilities, work hours, salary, insurance benefits, and retirement plans are all established when you are hired. These benefits are typically stable.

As a result of such definition, each day often follows a routine structure. Meetings, projects, and other tasks are assigned to you. Work is more predictable.

Additionally, the life of an employee often offers increased opportunities for collaboration and the development of relationships. Over time, you and your colleagues may develop strong working relationships. You may even be able to depend upon them in times of need.

Entrepreneurial Annoyances

While life as an entrepreneur has its benefits, the disadvantages are also plentiful. When you are in control of your business, the only throat to choke when something goes awry is your own. For some, this responsibility is a heavy burden to bear.

Many factors determine whether you are a better fit to be an entrepreneur or employee. Your mindset, goals, personality, and habits are good indicators.The entrepreneur also faces a bevy of additional challenges:

*Remaining competitive in a changing marketplace

*Building and maintaining a client base

*Marketing and branding the business with sensitivity to return on investment

*Maintaining focus and direction while being pulled and stretched at all times

*Maintaining personal relationships and boundaries

Employee Blues

Of course, life as an employee is not always full of rainbows and butterflies. You may be forced to deal with the insufferable demands of a clueless boss. Inefficiency in your department may create more work for you at every turn. Perhaps there is little motivation or financial incentive for you to work harder or increase your production.

Entrepreneur or Employee – Which is right for you?

I am a firm believer that your initial reactions to the above advantages and disadvantages of being an entrepreneur or employee, respectively, may be a great indicator of which role is right for you. For example, if the thought of being in full control scares you more than it excites you, perhaps the role of entrepreneur is not right for you. Similarly, if the idea of predictable, structured work sounds like a scene from Dante’s Inferno, perhaps the role of employee is not right for you.

With a few exceptions, the following personality characteristics, mindsets, habits, goals, and preferences may help you find the role which is best for you.

Entrepreneur Characteristics

*Highly-motivated to start new endeavors (A “Go-Getter”)

*Hard-worker

*Self-driven and motivated

*Mindset which asks “What’s next” and “What is it time for now?”

*Willing to make mistakes and learn from them (An entrepreneur always embraces failure!)

*Recognized by yourself or others as a “Jack of All Trades,” or a generalist

*More likely to have friends in all walks of life and professions

Employee Characteristics

*Enjoys following directions and orders to complete tasks

*Patient and accepting in the face of occasional mistreatment (your job depends on staying in line and doing what you’re told in most cases, yet this does not bother you)

*Values the safety of a guaranteed hourly rate or salary

*Fears mistakes and strives to maintain the status quo

*Tendency to be a specialist vs. a generalist (highly-trained in a specific niche)

*More likely to associate with people similar to them in lifestyle and professions

Entrepreneur or Employee – The Final Decision

Lee Eclov, pastor, author, and one of the wisest teachers I have ever known, is fond of reminding people to paint with the colors they are given. This metaphor is not only applicable in the context of ministry or other public service – it is equally valid in the business world. We should all strive to recognize our natural talents and abilities and seek to maximize them, whether we are an an entrepreneur or employee.

Ultimately, the choice to be an entrepreneur or employee – or both – comes down to knowing and honoring yourself and your abilities. Seize the opportunity that fits you best and aligns best with you, your values, and your goals. As Dave Matthews wrote,

Make the most of what you’ve got
Don’t waste time trying to be something you’re not
Fill up your head & fill up your heart, take your shot
Don’t waste time trying to be something you’re not


Are you an entrepreneur, employee, or both? Do you feel you are in the role which best suits you? If money were not a consideration, what would be your ideal role?

If you are interested in quitting your job as an employee to become an entrepreneur, don’t quit – engineer your layoff by following the tried-and-true advice of FinancialSamurai. 

5 Small Business Tips: Save Money and Boost Efficiency

In today’s competitive market place, implementation of money-saving, efficiency-boosting small business tips can be the difference between profit and loss. Though my wife and I are young entrepreneurs, we have learned many important lessons over the past few years.

In July, my talented and hard working wife, Mrs. Superhero, shared a guest post, 10 Tips for Self-Starter Entrepreneurs. To date, it remains one of the most-popular articles on FinanceSuperhero.com. In the past two months, I have received many follow-up questions and requests for further advice based upon the tips shared in the article. In this post, I will share 5 additional tips which will aim to build upon the advice previously shared.

Small Business Tips

Simple Small Business Tips

Disclosure: This article contains affiliate links to services and products which may be beneficial to small business owners. 

According to the U.S. Small Business Administration, 28 million small businesses in the U.S. account for 54% of sales while also providing 55% of all jobs since the 1970s. Small businesses, regardless of their size, are a  major player in the American and even global economy. Launching a small business is relatively easy, yet building and sustaining a successful business model can be challenging.

Without further adieu, here are 5 additional small business tips to save you money and boost efficiency.

1. Structure Your Small Business To Protect Yourself

On the surface, this suggestion appears very obvious. However, in the midst of other start-up activities, consideration of legal structure for a new business is often placed on the back burner.

For many new businesses, in particular those run by sole proprietors, operating under a DBA (“doing business as”) arrangement may suffice. The advantage in doing so is simple: minimal costs and typically simple tax returns. However, operation as a sole proprietor may increase exposure to liability.

In order to minimize exposure to risk and liability, the formation of a corporate entity, such as an LLC (limited liability company), may be advisable. This process can be expensive and time-consuming, which leads most experts to recommend holding off on this process for a short time.

Small Business TipsHowever, for those wanting to take this step, INCFILE.COM offers a simple and affordable process to do so. In my home state of Illinois, the package rate for forming an LLC begins at $49. The Illinois Secretary of State also charges a $500 LLC registration fee.

How does forming an LLC save you money? By taking legal steps to limit your overall liability, you are protecting your personal assets. For example, if you are a musician, forming an LLC may be a wise move to protect valuable assets, such as antique grand pianos, professional-quality string and woodwind instruments, and other valuable equipment.

The scope of this article does not allow a full discussion of the merits of DBA and LLC designations. For more information on this topic, I recommend further reading on the topic.

Related – Limited Liability Corporation Versus a Sole Proprietorship – Bloom, Bloom, and Associates, P.C.

2. Track Your Mileage

If your business requires frequent driving to meet clients, you could be missing out on significant tax savings. For 2016, the IRS established a rate of $0.54 per mile. Please note the following:

*If you are tracking your mileage, you may not also use any depreciation method on your vehicle. This will surely trigger the alarms at the IRS.

*In lieu of tracking mileage and claiming this deduction, you can choose instead to track the actual costs of operating your vehicle in a business capacity. This can be more complicated, which leads many business owners to track mileage instead.

Small Business Tips to Save Money and Boost EfficiencyIf you prefer tracking mileage, I highly recommend utilizing an app such as MileIQ to streamline the process. In August 2016, I used it to track my mileage for my real estate business. The app classified 265.2 miles of business driving, a value of $143.23. It worked in the background on my iPhone without requiring any prompting or effort on my part.

The app is very intelligent and intuitive to use; drives can be classified as personal or business with a swipe of your finger, and frequently-driven routes may be auto-classified, based on your preferences. You can download mileage reports in Excel or PDF format at any time, which makes record keeping very easy.

If you will be classifying 40 or fewer drives per month, you may use the app at no cost! Beyond that, the paid version offers tremendous value when the time saved on tracking mileage in a manner detailed enough to satisfy the IRS is considered.

As an added bonus for FinanceSuperhero readers, if you sign-up for MileIQ using this link, you will save 20% on the regular annual rate of $59.99.

Small Business Tips to Save Money and Boost Efficiency

3. Keep an Electronic Calendar

Few mistakes can be as devastating to your business’s reputation as missing an appointment or failing to follow-up with a client. Depending upon your specific business, the “What Have You Done For Me Lately?” mantra remains very applicable.

In order to make sure we do not miss appointments for our side jobs, Mrs. Superhero and I maintain a free shared Google Calendar. The app is very user-friendly, simple to maintain, and allows for event notifications to be established via e-mail or text. Our shared calendar allows us to stay on the same page, balance priorities in a centralized location, and avoid double-booking ourselves.

4. Maintain Accurate Records For Free

While many small businesses may prefer their tried and true use of programs such as Quick Books, many free, user-friendly alternatives are available today. I have created Excel templates which I utilize to organize all income and expenditures for Mrs. Superhero’s music studio, but I may soon look into alternatives to streamline my processes.

One promising alternative is Wave, a free accounting software platform designed specifically for small businesses with fewer than nine employees, independent contractors, and sole proprietors. The interface allows users to track sales/income, expenses, create and manage invoices, and scan receipts – all for free! It syncs with your business accounts to eliminate the need for manual data entry, generates professional accounting reports (accounts receivable, accounts payable, balance sheets), and creates invoices with ease.

For a small cost, payroll and credit card processing are also supported. Simply put, there is a reason why over 1.7 million people use Wave today.

5. Utilize Amazon Prime to Save

If you are a lean enterprise (think sole proprietor), chances are you spend a great deal of time running errands and picking up last minute items. This also wastes earning potential. After all, time is money!

Amazon DashI highly recommend an Amazon Prime membership in order to minimize wasted time and improve your efficiency. With Prime, you receive free two-day shipping, no minimum order size, and also will enjoy access to streaming music and video. You can establish recurring orders for items which you need regularly, such as ink, paper, envelopes, and a variety of other office supplies using the Subscribe and Save or Amazon Dash programs – no more last minute trips for office supplies!

If you’re on the fence, I recommend taking advantage of the Amazon Prime Free 30-Day Trial, which can be cancelled at anytime. 

Final Recommendations

By following the five small business tips above, you can improve the efficiency of your business and save money. They will free up your time to focus upon prospecting, improving your services, and meeting the needs of your clients.


What small business tips do you recommend? Which of the small business tips mentioned above do you implement?