Credit Consciousness is Key to Financial Health


I launched FinanceSuperhero in April 2016 to help others save money, get out of debt, earn more money, and live the best life possible. Send me an e-mail or a comment if I can help you in your journey. Thanks for reading!

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2 Responses

  1. I think you only need a minimum credit score of like 700 to get approved for all the rewards cards you really would want. That means on time payments and no delinquent accounts in collections but other than that I don’t think you need to worry. It’s like how regular workouts keep you healthy, paying on time is the same thing

  2. I’ve been getting annoyed at my credit because of minimal increases. I’ve had a credit card since 2.75 years, pay off the full balance every month, never go over 30% utilization ratio, and never a late payment. My credit score stands at 740, I’ve been getting so impatient that it’s not in the high 700’s!

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